Mastering personal spending | LiveCoach

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Calls: $39
My husband died suddenly and I was struggling with grief and feeling overwhelmed with being a single mother while facing financial challenges. Dr. Kramer helped me to work through the grief while at the same time setting goals and taking steps to address finances, helping my children cope, dealing with loneliness. I never thought I could be happy again, but I am. I am more confident, independent and in control of my life.
Calls: $30
“Back in April 2013, my $16,000 debt was paid in full. In December 2013, I was back in over $15,000 of debt. Some of it was unexpected. Some of it I deliberately took on. Yet, I needed to find out what mindset, attitudes, and behaviors caused my account to repeatedly bleed red, interrupt the pattern, and prevent it from happening again. Enter Tim Mann. Tim’s holistic finance coaching was simple, yet profound. He invested time in listening to my life and then offering wisdom, encouragement, inspiration, support, sound advice, and practical assignments each week to keep me moving forward. Since coaching with Tim, I have paid off over $5,000 in debt and other expenses, started an Emergency Fund, lost two dress sizes, gained greater self-confidence, and developed another stream of income. I am a stronger, wiser, healthier, financially savvier, and more empowered person now in April 2014 than I was in January 2014 when I first started coaching with Tim. If you want a mindset and money makeover… If you want to have money on your own terms… If you want to live life on your own terms… Coach with Tim Mann.”
"OK, I was skeptical at first as I don't have a whole lot of faith in coaching. Ramon proved me wrong. His sessions are more than a quick shoulder massage and the "you are a great guy" routine. After asking some deep questions, he provides you with tangible, manageable and actionable steps unique to your particular situation. He's a nice, affable guy and I encourage you to spend a bit of time chatting with him."
― Forrest B
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When I started my 90 Day Program with Coach Tim I was in bad shape and feeling stuck and defeated about what I was doing in life. On top of it my fiance' and I had just gotten engaged and started planning our wedding when she was laid off so we were really down. The tools that I acquired while working with Coach Tim allowed me to see where I was failing and gave me the tools and confidence I needed to turn my entire way of thinking around. Working with Tim made me not only a better, happier person but also a stronger partner. It made such a positive change in me that my fiance' signed up soon after and our 10 year relationship is stronger than ever!
― Will S.
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Talking about money and debt is hard. It can be embarrassing and for me I had a lot of shame and guilt surrounding my situation. Amy came into my life and treated me with kindness and showed me empathy as we worked through my financial mess. She brought knowledge and humour to our sessions and I never felt judged throughout it all. I know when I hit a bump in the road, I can reach out to Amy and she helps guide me back. With her help I have been able to pay of debts, make a budget, save money and have an overall understanding of how money affects me. Amy is definitely one woman you need to have in your life if you are trying to make better financial decisions.
― Taya S
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Congratulations! You’re prolly wondering why in the world the review of a business or service starts with that word but I think you’ll understand soon enough. The journey to increased health and wellness is not an easy one and takes lots of time, dedication, will-power and a billion other thoughts and emotions and things...alllllllll of the things. The most important and resounding thing that always pops into my mind when I think about this journey is the “Decision” word. The fact you’re reading this review means that you made a decision and that decision is potentially the first in a big list of decisions you’ll have to make in order to feel all the feels of increased health and wellness. Super cool stuff. Great job, you’re doing SO well already. April is a really special person and somebody that I have a lot of gratitude and respect for. She has a tailored personal approach and is a great healer. Her knowledge seems to be endless in this field, she’s on point with all of her suggestions, and isn’t afraid to ask some of the questions that you’re going to need to answer if you want to get better. This journey you’re hopefully about to embark on with April has the potential to change your entire life for the better if you’re willing to put in the work. I am sorry to break it to you but it’s not specifically easy. April can’t actually DO it for you, and you will have to work at it, but she definitely makes it waaayyy easier than going it alone I worked with April for six months or so and can honestly say it was one of the best decisions I have ever made in my life. I started doing yoga on the reg, tried Reiki therapy for the first time (which is super cool), developed better meditation and gratitude practices, learned a LOT about myself, created way better personal awareness about food and diet, and made solid long-standing changes in my personal life. I’m forever indebted to April for everything she introduced me to and everything she still adds to my life. So basically, April is really awesome at what she does. If you’re serious about making positive changes in your life that will enhance EVERY aspect of it, I would strongly suggest that you do the free initial consult with April and see where it goes from there. I promise that if you put in the work nothing will stop you from crushing life harder than you ever have!
― Nicholas F.
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Mastering Personal Spending

There’s nothing wrong with spending money on personal things. However, it is important to know how to do it right. Mastering personal spending can be complex and challenging. It doesn’t matter what a person’s income or expenses are – knowing how to dedicate the right amount of funds to personal things is key for maintaining financial stability.

Rather than simply trying to spend according to spur-of-the-moment decisions or taking a trial-and-error approach, most people want to have a better strategy when it comes to where their money goes. Coaching can be valuable for gaining a better understanding of what personal spending is and how to handle it responsibly.

Coaches helping individuals craft better personal-spending habits will assess that individual’s income, the financial obligations they have, and their history as it pertains to personal spending. Not only can professionals help point out things that should be corrected, they can also suggest new ideas.

Sometimes, this involves creating a static budget with a certain amount allotted for personal spending each month. Other times it can mean making a decision based on the leftover money after all current bills and debts have been addressed.

Good money management is important for maintaining a stable and healthy life. Personal spending can be very rewarding, and even more so when it is handled with care. Turning to professional coaches can help anyone master this important financial skill.

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